The Savings Edit

The Savings Edit is a colorful, fully automated savings spreadsheet built for anyone who wants to set real savings goals, plan ahead for irregular expenses, and actually see their progress  without building a single formula themselves. Fill in your numbers and every tab does the math for you.

Works in both Google Sheets and Excel, so you can use whichever you already have open.

WHAT'S INSIDE
This digital download includes 7 tabs:

Start Here: a simple 3-step setup guide so you're up and running in minutes, no spreadsheet experience needed.

Dashboard: your savings at a glance, with total saved, savings goal, remaining balance, savings rate, active goals, and monthly savings, plus auto-updating charts for overall progress, savings by goal, and goal vs. actual by month.

Savings Goals: track every goal you're working toward with target amount, starting amount, current amount, remaining balance, deadline, monthly contribution, progress %, and status, calculated automatically.

Sinking Funds: plan ahead for the costs you know are coming, like travel, holidays, or car maintenance, with target amount, current balance, monthly contribution, target date, and a suggested monthly savings amount.

Savings Challenges: built-in $500, $1,000, and 52-week savings challenges (plus a no-spend and custom challenge option) with a week-by-week tracker that runs your total automatically as you check off each week.

Monthly Savings: a month-by-month view comparing your savings goal to what you actually saved, with running totals and savings rate.

Milestone: celebrate every savings milestone from $100 to $25,000 as you cross it.

WHY YOU'LL LOVE IT
Fully automated: enter your numbers once and every calculation, percentage, and chart updates itself.

Covers the full savings picture: long-term goals, sinking funds for irregular expenses, and short-term challenges, all in one place.

Built-in accountability tool: the 52-week challenge tracker and milestone tracker turn saving into something you can actually see and celebrate.

Beginner-friendly: clear instructions, example rows to guide you, and zero judgment if spreadsheets aren't usually your thing.

Reusable forever: duplicate the template as many times as you like for new goals, new years, or a fresh start.

WHAT YOU GET
-1 PDF how to guide
-2 Excel documents (Blank & Demo)
-2 Google Sheet Links (Blank & Demo)
HOW IT WORKS
This is a digital download! 
No physical item will be shipped.
Purchase and instantly receive your download link!
Choose your format: make a copy in Google Sheets, or open the Excel file in Excel/Numbers.
Follow the quick Start Here tab to set up your income, categories, bills, and goals.
Start logging and your dashboard fills in as you go.

Please duplicate the file before entering your real numbers, so you always have a clean backup copy.

A NOTE
-This is a digital file, no physical item will be shipped to you.
-This file can be used for PERSONAL USE ONLY. 
-NO REFUNDS: Due to the electronic nature of this item, ALL SALES ARE FINAL.
-Please read the item descriptions carefully prior to completing a purchase.
-By purchasing this item you are agreeing to the shop policies.
-You may not share or sell this file. 

Copyright belongs to Tab & Paper